Usually if the insurer is ready to get well the cost of the claim your no claims bonus should not be affected. If you loved this post and you would such as to receive additional details pertaining to NoClaimsDiscount kindly go to our own web page. This is not an unlimited shield, NoClaimsDiscount nevertheless it not less than means that you wouldn't lose your bonus within the event of fireside or theft, NoClaimsDiscount or if an uninsured driver crashes into your car.
Subsequent years of no claims won't carry your premium down any further, No Claims Discount UK although not claiming will safeguard the level of discount you may have.
The web impact for drivers in either case is that having an accident scuppers the advantage of any no claims discount safety and so they pay extra for their automotive insurance coverage as nicely.